Lissance discount

Lissance discount

Short-term financing, based on discounting a bond.

The duration and amount of operations are fixed. Interest is levied on the duration of the operation and is charged in advance on the opening date.


Target market

Individual companies and entrepreneurs.


6 months, subject to renewal.


  • Endorsement;
  • Mortgages;
  • Financial investments;
  • Other forms of guarantees accepted by BI.

Documentation Required

  • Declaration of net income of tenderers and guarantors/guarantors;
  • Balance of the last 3 years of the company;
  • Updated balance sheet;
  • Copy of commercial activity licenses;
  • Salary domiciled (preferably);
  • Updated identification document:
          BI for resident individuals;
          Commercial certificate for companies.


  • Simplicity and speed in obtaining credit;
  • Possibility of reform.