Debit Cards

Rede Vinti4

Rede Vinti4

The Rede Vinti4 Card is a personalized debit card that gives access to Rede Vinti4 ATMs for exclusive use in Cape Verde.

Allows the customer to make withdrawals, view their account balance, print statements, request checks at ATMs and pay for their purchases and services at establishments that have joined Redevinti4
  • It can be used at any time of the day and on any redevinti4 machine;
  • Safer and more convenient than carrying cash;
  • Convenience and ease of use;
  • Ease of tracking expenses and balance.
In the vint4 network ATMs, it allows:

  • Surveys;
  • Inquiry of balances;
  • Movement consultation;
  • Code change;
  • Check book request;
  • Payment for services.


Personal identification number (PIN):


  • The security of the transactions carried out is guaranteed by entering the PIN.
  • Being a BI customer;
  • Fill in and sign the Adhesion Form available on the website (or at BI Branches).

Validity:

Card validity period (two years) with automatic renewal.
Companies.

Credit cards

Visa Classic

Visa Classic

The Visa Classic Card allows access to a pre-approved line of credit that allows you to purchase goods and services on credit, as well as withdraw money on credit in Cape Verde and abroad.

Credit cards generate a monthly statement in which all operations carried out in a period and the respective balance are recorded.
  • Free credit up to 50 days;
  • Choose the day of the month to make the payment;
  • Choose the most convenient payment method, 10%, 25%, 50%, 75% or 100% of the total debt, by automatic debit from the associated current account. If you wish, you can make additional payments at any BI brank;
  • You can pay the monthly balance in a fixed installment or as a percentage of the outstanding balance;
  • Allows you to pay for purchases in installments of up to 10 months;
  • You can change the payment method initially chosen at any time;
  • You can benefit from other benefits (various insurance).
  • Free credit period:

The free credit period is on average from 35 to 50 days (depending on the date of operation), during this period the cardholder benefits from interest-free credit.


Insurance:

Visa Classic Card Coverage

  • Personal Accidents while Traveling;
  • Assistance to People Abroad;
  • Extracontractual Civil Liability.
Private customer:


  • Social and professional stability;
  • Financial capacity.


Company customer:


  • Customer risk analysis, thus defining the credit limit to be assigned to all company cards and the number of cards to be issued, as well as the respective credit limits.

Validity:

Valid for a maximum period of 2 years, with automatic reissue for cards in normal circumstances.


Ceiling:

Visa Classic

  • 75,000 CVE TO 499,000 CVE;
  • To be defined through analysis of each client's financial capacity.
Individuals and Companies
Visa Gold

Visa Gold

Bank Interatlântico's Visa Gold Credit Cards allow the holder to access a pre-approved line of credit that allows him to:

  • Acquiring goods and services on credit in commercial establishments in the country and abroad identified with the VISA symbols;
  • Withdraw cash on credit (cash advance), in Cape Verde (on the Vinti4 network) and abroad, at bank branches and at ATMs identified with the VISA symbols.
  • Free credit up to 50 days;
  • Choose the day of the month to make the payment;
  • Choose the most convenient payment method, 10%, 25%, 50%, 75% or 100% of the total debt, by automatic debit from the associated current account. If you wish, you can make additional payments at any BI branch;
  • You can pay the monthly balance in a fixed installment or as a percentage of the outstanding balance;
  • Allows you to pay for purchases in installments of up to 10 months;
  • You can change the payment method initially chosen at any time;
  • You can benefit from other benefits (various insurance).
Free credit period:


The free credit period is on average from 35 to 50 days (depending on the date of the operation); during this period the cardholder benefits from interest-free credit.

Insurance:

Visa Gold Card Coverage:


  • Personal accidents;
  • Personal Accidents while Traveling;
  • Personal Accidents in Free Time;
  • Assistance to People Abroad;
  • Extracontractual Civil Liability.
Private customer:


  • Social and professional stability;
  • Financial capacity;

Company customer:


  • Customer risk analysis, thus defining the credit limit to be assigned to all company cards and the number of cards to be issued, as well as the respective credit limits.

Validity:

Valid for a maximum period of 2 years, with automatic reissue for cards in normal circumstances.


Ceiling:

Visa Gold

  • 500,000 CVE TO 1,000,000 CVE;
  • To be defined through analysis of each client's financial capacity.
Individuals and Companies

Prepaid card

Visa BI Pay Card

Visa BI Pay Card

The Visa BI Pay prepaid debit card represents a monetary value stored in an electronic medium, issued by BI upon receipt of funds and accepted as a form of payment in any national and international establishment associated with the VISA network.
  • Rechargeable;
  • Secure (works with a PIN);
  • Range of possibilities: Excellent for travel, business, internet shopping, original offers for family and friends;
  • Charging: Possible at any BI Counter; Rechargeable;
  • Secure (works with a PIN);
  • Range of possibilities: Excellent for travel, business, internet shopping, original offers for family and friends;
  • Loading: Possible at any BI Counter;
  • Global acceptance: Can be used at any Automatic Payment terminals on the Visa Network; Speed ​​of issuance;
  • Ease of budget management - no risk of exceeding available funds limits;
  • Easy receipt and payment through ATMs and the VISA network;
  • Safer and more convenient than carrying cash or checks;
  • Ease of tracking expenses and balance;
  • Rechargeable up to a limit of 9070 euros (1000 escudos CVE);
  • Ease of mobilization of the available balance;
  • Secure card because it works with a PIN code.
  • The card works autonomously, without connection to any current deposit account, its operation depending exclusively on the funds previously received;
  • As the Card Holder uses his/her card, the amount corresponding to each transaction and the charges and fees will be deducted from the available funds;
  • pricing commissions;
  • The holder may request the card to be loaded, through the delivery of funds by cashier at the counters, by debiting the DO account, or through Bin@net.
  • Proof of residency.

Amount


  • Maximum: 9,070 EUR.

Validity

Card validity period (two years) with automatic renewal.
Individuals in general, in particular to:

  • Parents and guardians;
  • College students;
  • Liberal professionals;
  • Merchants and Entrepreneurs.

Caixas vinti4

ATM

ATM

The ATM service was the first made available by the Vinti4 Network, enabling its users to carry out various transactions quickly, safely and with convenience, according to the customers' needs:

  • Cash withdrawal;Check balances;
  • transactions and BIN;
  • Check the last nine Vinti4 transactions made on your account;
  • Payment of invoices, donations;
  • Purchase of tickets (passes, for shows, etc.);
  • Purchase of mobile phone minutes;
  • Bank transfer;
  • Check request;
  • Second copy of Vinti4 transaction receipt;
vinti4 cards, VISA, Mastercard and American Express are accepted.