Consumption Loans

Consumption Loans

Financing for the purchase of consumer goods

Credit intended for individuals with fixed income or income-generating activities, for the purchase of consumer goods.

Characteristics

Target market

Private.

Deadline

Maximum 120 months.

Amount

  • Minimum of 50,000$00
  • Maximum to 5.000.000$00

Reimbursement

Monthly installments, constant of principal and interest.

Guarantee

  • Guaranteed promissory note;
  • Real estate mortgage;
  • Other forms of guarantees accepted by BI.

Documentation Required

  • Account opened at BI (bidders, guarantors/guarantors);
  • Loan application;
  • Declaration of net income of bidders and guarantors;
  • Salary domiciled in BI;
  • Declaration of other banks (existence or not of liabilities with them).

Benefits

  • Fast approval;
  • Extended payment term;
  • Possibility of rate negotiation depending on the guarantees presented;
  • Opportunity to fulfill your consumption needs, in excellent condition.

Contracts

Personal credit