Cartões de Débito

Rede Vinti4

Rede Vinti4

The Rede Vinti4 Card is a personalized debit card that gives access to Rede Vinti4 ATMs for exclusive use in Cape Verde.

It allows customers to make withdrawals, view their account balance, print statements, request checks at ATMs and pay for their purchases and services at establishments that have joined Rede vinti4.
  • Private.
  • It can be used at any time of the day and on any rede vinti4 machine;
  • Safer and more convenient than carrying cash;
  • Convenience and ease of use;
  • Ease of tracking expenses and balance.
In rede vint4 ATMs it allows:


  • surveys;
  • Inquiry of balances;
  • Movement consultation;
  • Code change;
  • Check book request;
  • Payment for services.
  • Being a BI customer;
  • Fill in and sign the Adhesion Form available on the website (or at BI Branches).
BI Woman

BI Woman

The BI Woman Card is a Rede Vinti4 debit card, with a modern and distinctive design, aimed exclusively at the female segment. It gives access to rede Vinti4 ATMs for exclusive use in Cape Verde..
  • Individuals (female segment).
  • It can be used at any time of the day and on any rede vinti4 machine;
  • Safer and more convenient than carrying cash;
  • Convenience and ease of use;
  • Ease of tracking expenses and balance.
In rede vint4 ATMs it allows:


  • surveys;
  • Inquiry of balances;
  • Movement consultation;
  • Code change;
  • Check book request;
  • Payment for services.
  • All customers, over 18;
  • Fill in and sign the Adhesion Form available on the website (or at BI Branches).

Cartões de Crédito

Visa Classic

Visa Classic

The Visa Classic Card allows access to a pre-approved line of credit that allows you to purchase goods and services on credit, as well as withdraw money on credit in Cape Verde and abroad.

Credit cards generate a monthly statement in which all operations carried out in a period and the respective balance are recorded.
  • Individuals and Companies
  • Free credit up to 50 days;
  • Choose the day of the month to make the payment;
  • Choose the most convenient payment method, 10%, 25%, 50%, 75% or 100% of the total debt, by automatic debit from the associated current account. If you wish, you can make additional payments at any BI branch;
  • You can pay the monthly balance in a fixed installment or as a percentage of the outstanding balance;
  • Allows you to pay for purchases in installments of up to 10 months;
  • You can change the payment method initially chosen at any time;
  • You can benefit from other benefits (various insurance).
Private customer

Social and professional stability;
Financial capacity;

Company customer

Customer risk analysis, thus defining the credit limit to be assigned to all company cards and the number of cards to be issued, as well as the respective credit limits.

Date and validity

Valid for a maximum period of 2 years, with automatic reissue for cards in normal circumstances.

Plafond


Visa Classic

  • 75,000 CVE TO 499,000 CVE;
  • To be defined through analysis of each client's financial capacity.

Visa Gold

  • 500,000 CVE TO 1,000,000 CVE;
  • To be defined through analysis of each client's financial capacity.
Visa Gold

Visa Gold

Banco Interatlântico's Visa Gold Credit Cards allow the holder to access a pre-approved line of credit that allows him to:

  • Acquiring goods and services on credit in commercial establishments in the country and abroad identified with the VISA symbols;
  • Withdraw cash on credit (cash advance), in Cape Verde (on the Vinti4 network) and abroad, at bank branches and at ATMs identified with the VISA symbols.
Individuals and Companies.
  • Free credit up to 50 days;
  • Choose the day of the month to make the payment;
  • Choose the most convenient payment method, 10%, 25%, 50%, 75% or 100% of the total debt, by automatic debit from the associated current account. If you wish, you can make additional payments at any BI branch;
  • You can pay the monthly balance in a fixed installment or as a percentage of the outstanding balance;
  • Allows you to pay for purchases in installments of up to 10 months;
  • You can change the payment method initially chosen at any time;
  • You can benefit from other benefits (various insurance).
free credit period

  • The free credit period is on average from 35 to 50 days (depending on the date of operation); during this period the cardholder benefits from interest-free credit.

insurance

Visa Gold Card Coverage

  • Personal accidents;
  • Personal Accidents while Traveling;
  • Personal Accidents in Free Time;
  • Assistance to People Abroad;
  • Extracontractual Civil Liability.

Cliente particular

  • Estabilidade Social e profissional;
  • Capacidade financeira;

company customer


  • Customer risk analysis, thus defining the credit limit to be assigned to all company cards and the number of cards to be issued, as well as the respective credit limits.

date and validity


  • Valid for a maximum period of 2 years, with automatic reissue for cards in normal circumstances.

ceiling

Visa Gold


  • 500,000 CVE TO 1,000,000 CVE;
  • To be defined through analysis of each client's financial capacity.

Cartão Pré-Pago

Visa BI Pay Card

Visa BI Pay Card

The Visa BI Pay prepaid debit card represents a monetary value stored in an electronic medium, issued by BI upon receipt of funds and accepted as a form of payment at any national and international establishment associated with the VISA network.
Particulars in general. In particular to:

  • Parents and guardians;
  • College students;
  • Liberal professionals;
  • Merchants and Entrepreneurs.
  • Range of possibilities: Excellent for travel, business, internet shopping, original offers for family and friends;
  • Top-up: By debiting the DO account or via Bin@net;
  • Global acceptance: Can be used at any Automatic Payment terminals on the Visa Network;
  • Ease of budget management - no risk of exceeding available funds limits;
  • Easy receipt and payment through ATMs and the VISA network;
  • Safer and more convenient than carrying cash or checks;
  • Ease of tracking expenses and balance;
  • Ease of mobilization of the available balance;
  • Secure card because it works with a PIN code
  • Bidder identification data
  • “Adhesion Agreement – ​​Visa Prepaid Debit Cards” form and respective general conditions of use completed and signed by the proponent
  • Card validity period (two years) with automatic renewal